How has this FEMA issue not been discussed

[Adam W]

So, what's the story on this house? Is it worth saving? Is it actually architecturally or historically significant or something?

I ask, because then it might colour my opinion about this.

I can appreciate a bit of the concern, though it seems like an odd issue to be too worked up over.

[If_I_Loved_you]

This is a national floor program issue, not a FEMA issue, but...wouldn't it be cheaper to move the house to another location in Riverside that doesn't flood?  The house would still be saved.

After buying an empty lot, I kind of doubt it.  Regardless, the pediatrician should pay those costs, not you and I.

Megatron you act as if your part in this so called bill is going to be thousands of dollars? As Tax payers your total coast would be pennies at best. 

I don't even know how to respond to this.  Pretty sad commentary on our country when folks believe such a statement.

For the record, I don't mind paying taxes either.  I am hardly anti-tax.  However, I do feel that the government has a fiduciary duty to the taxpayers to spend that tax money wisely.  Spending five hundred grand to elevate a relatively wealthy individual's house out of a flood prone area is not a wise use of funds.

Look I'm not a fan of FEMA either and maybe this will not go forward doesn't the city have to say OK? And I'm glad you're not anti-tax it just seemed that you were.

Its people like you, who are so willing to throw tax revenue away so quickly, that make people like me anti-tax.

Ha ha ha ha ha ha ha ha ha ha ha ha see Megatron you're a closet tax hater!

[MEGATRON]

I can appreciate a bit of the concern, though it seems like an odd issue to be too worked up over.

500K of federal money going to a relatively wealthy doctor is an odd issue over which to get worked up?

[If_I_Loved_you]

I can appreciate a bit of the concern, though it seems like an odd issue to be too worked up over.

500K of federal money going to a relatively wealthy doctor is an odd issue over which to get worked up?

But Megatron its the Law unless the city council can veto it.

[MEGATRON]

I can appreciate a bit of the concern, though it seems like an odd issue to be too worked up over.

500K of federal money going to a relatively wealthy doctor is an odd issue over which to get worked up?

But Megatron its the Law unless the city council can veto it.

Council has to approve it.

[If_I_Loved_you]

I can appreciate a bit of the concern, though it seems like an odd issue to be too worked up over.

500K of federal money going to a relatively wealthy doctor is an odd issue over which to get worked up?

But Megatron its the Law unless the city council can veto it.

Council has to approve it.

Then case closed we are talking about a non subject then. Hey maybe if the "Great White Hope" gets in the White House all this will change? I wouldn't bet my life on it. 

[Adam W]

I can appreciate a bit of the concern, though it seems like an odd issue to be too worked up over.

500K of federal money going to a relatively wealthy doctor is an odd issue over which to get worked up?

It's an odd issue to take to choose to use as your springboard to announce yourself to a forum, yeah.

Is this doctor wealthy or are you just saying she is b/c she is a doctor? (Just curious). What if she wasn't wealthy or a doctor? What if she was just a person who owned a house that got flooded a bunch?

I'm not sure how I feel about this sort of stuff - should people just not live in the flood plains of rivers at all? I don't know.

[MEGATRON]

It's an odd issue to take to choose to use as your springboard to announce yourself to a forum, yeah.

Is this doctor wealthy or are you just saying she is b/c she is a doctor? (Just curious). What if she wasn't wealthy or a doctor? What if she was just a person who owned a house that got flooded a bunch?

I'm not sure how I feel about this sort of stuff - should people just not live in the flood plains of rivers at all? I don't know.

A springboard to announce myself to the forum???  What the hell is this, the debutante coterie?

"Relatively wealthy."  As a pediatrician, its a safe assumption that she is wealthy relative to many in Jacksonville who could use a $500K government handout. 

Maybe I am wrong to expect a well-educated doctor and RAP board member to understand the concept of caveat emptor.

[Adam W]

It's an odd issue to take to choose to use as your springboard to announce yourself to a forum, yeah.

Is this doctor wealthy or are you just saying she is b/c she is a doctor? (Just curious). What if she wasn't wealthy or a doctor? What if she was just a person who owned a house that got flooded a bunch?

I'm not sure how I feel about this sort of stuff - should people just not live in the flood plains of rivers at all? I don't know.

A springboard to announce myself to the forum???  What the hell is this, the debutante coterie?

"Relatively wealthy."  As a pediatrician, its a safe assumption that she is wealthy relative to many in Jacksonville who could use a $500K government handout. 

Maybe I am wrong to expect a well-educated doctor and RAP board member to understand the concept of caveat emptor.

Perhaps, but she may also have a fairly large debt burden as well.

Caveat emptor is one thing, but you can hardly blame a person for taking advantage of a programme that is place to address circumstances such as hers.

I say "you can hardly blame," but clearly YOU can, as you've made it clear you're not happy.

[MEGATRON]

Perhaps, but she may also have a fairly large debt burden as well.

Caveat emptor is one thing, but you can hardly blame a person for taking advantage of a programme that is place to address circumstances such as hers.

I say "you can hardly blame," but clearly YOU can, as you've made it clear you're not happy.

Her debt burden is her problem.  I have little problem with the good doctor, my problem is with the program. 

[Adam W]

Perhaps, but she may also have a fairly large debt burden as well.

Caveat emptor is one thing, but you can hardly blame a person for taking advantage of a programme that is place to address circumstances such as hers.

I say "you can hardly blame," but clearly YOU can, as you've made it clear you're not happy.

Her debt burden is her problem.  I have little problem with the good doctor, my problem is with the program.

Her debt burden may well be her problem, I don't necessarily disagree. But you said it was reasonable to assume she was probably wealthy relative to others based on her profession. I was saying she may make more money, sure, but she may owe a lot, too (like in student loans, for example). So she might not be that much better off at the end of the day. I guess I'm saying we shouldn't make too many assumptions.

But in the end most of that is immaterial if you oppose the programme in general.

[zedsdead]

A RAP Board Member?

[Debbie Thompson]

The flood program is flood insurance.  Any insurance is a gamble for the insurer.  They hope to gather enough in premiums to cover costs and make a profit.  If your home is insured for many years and you have no claims, they win.  If a hurricane or in this case, a flood, causes damage, they pay out and lose money on insuring your house.  But they make money on others, and the actuarial tables work this out.  The issue here seems to be that the insurer is a government program.  Remember, though, that although this individual is gaining a large benefit for premiums paid, there are many people paying for flood insurance who may never use it.  I used to live in a low lying area, and paid $300 a year for flood insurance for our house, but never had a claim. 

Should there be a flood insurance program?  That's another question.  But if the doctor had not paid premiums for the insurance, she would not be covered, so it's like any other insurance policy.

[Kaiser Soze]

The flood program is flood insurance.  Any insurance is a gamble for the insurer.  They hope to gather enough in premiums to cover costs and make a profit.  If your home is insured for many years and you have no claims, they win.  If a hurricane or in this case, a flood, causes damage, they pay out and lose money on insuring your house.  But they make money on others, and the actuarial tables work this out.  The issue here seems to be that the insurer is a government program.  Remember, though, that although this individual is gaining a large benefit for premiums paid, there are many people paying for flood insurance who may never use it.  I used to live in a low lying area, and paid $300 a year for flood insurance for our house, but never had a claim. 

Should there be a flood insurance program?  That's another question.  But if the doctor had not paid premiums for the insurance, she would not be covered, so it's like any other insurance policy.

This is not insurance.  Its a separate program.

[MEGATRON]

The flood program is flood insurance.  Any insurance is a gamble for the insurer.  They hope to gather enough in premiums to cover costs and make a profit.  If your home is insured for many years and you have no claims, they win.  If a hurricane or in this case, a flood, causes damage, they pay out and lose money on insuring your house.  But they make money on others, and the actuarial tables work this out.  The issue here seems to be that the insurer is a government program.  Remember, though, that although this individual is gaining a large benefit for premiums paid, there are many people paying for flood insurance who may never use it.  I used to live in a low lying area, and paid $300 a year for flood insurance for our house, but never had a claim. 

Should there be a flood insurance program?  That's another question.  But if the doctor had not paid premiums for the insurance, she would not be covered, so it's like any other insurance policy.

This is not insurance.  Its a separate program.

Correct.  I do not believe the grants are funded by insurance premiums.