hallo
Quote from: jlmann on January 25, 2017, 11:13:51 AM
Curious, MJ- what would you make of such a hypothetical scenario?
We did. If a government program is on the books and is advantageous and available for me to use (that is not straight up welfare), I'm using it with no guilt even if I ultimately want it gone. Once the government gets involved, it changes the marketplace artificially and puts a person who is qualified but refuses to use those programs at more of a disadvantage than if the program never existed.
In our case after failing to close on 4 contracts through no fault of our own while living out of a hotel AND paying for an out of state condo we burned through our home buying money, we were forced to use Duval's DPA (down payment assistance) where the county puts up $15k over 5 years and we are locked into a (much) higher rate @4.5% for at least that 5 years - then we can refi (technically is a loan within a loan because after the 5 years is up, we'll have paid about $22k in the additional interest from that rate for that $15k they put up!!! ain't nothing in life free) - the only way we could use that program is by going FHA
The first house we were under contract with was being sold by HUD - you could argue that's also taking advantage of a government program
The house we did buy, the (first) FHA appraisal came in $12k LESS than our agreed upon price and the seller dropped the price to make the sale - you could (try to) argue that's a government benefit too
But you might as well be asking if someone who hates government spending + entitlements is a hypocrite because they take deductions on their taxes? Or if someone advocates smaller government, should they call on police or fire in an emergency? All of which are ridiculous arguments.
Isn't the problem these persons usually have with government spending + entitlements if it is for others ?
Quote from: Gunnar on January 25, 2017, 11:55:28 AM
Isn't the problem these persons usually have with government spending + entitlements if it is for others ?
Nope, I want it all gone and I also want the regulations reduced which would have made home buying much easier and cheaper instead of the disaster we got.
https://www.good.is/articles/half-of-americans-getting-government-aid-swear-they-ve-never-used-government-programs
Quote from: jlmann on January 25, 2017, 12:09:19 PM
QuoteI also want the regulations reduced which would have made home buying much easier and cheaper instead of the disaster we got.
completely false.
you would not have been able to purchase a home AT ALL without the government being involved in the marketplace.
there is no private lender who would've even looked at your application beyond your employment status. Do you understand that?
The private mortgage market would NEVER issue you a loan.
wrong. in a sparse regulated but well regulated free system, if a need for out of state home purchases arose, some private entity could capitalize on it. And I'm even talking about removing the back end penalties, regulations and insurance the lenders get from the government too.
the price of housing will come down. investment qualifications would rise which would keep the market stable, the cost of owning a home would lower, the availability of capital would increase to qualified people, etc.
Quote from: jlmann on January 25, 2017, 12:15:17 PM
QuoteBut you might as well be asking if someone who hates government spending + entitlements is a hypocrite because they take deductions on their taxes? Or if someone advocates smaller government, should they call on police or fire in an emergency? All of which are ridiculous arguments.
It's not ridiculous in the slightest.
The simple fact is that you do believe in entitlements. You just take issue with what they are and who gets them.
And that's my point. You espouse a world view that assumes authority over who is a deserving benefit recipient and who isn't.
The problem is that you don't see that you're firmly in the camp of undeserving recipient and you need to pipe down
I live in the system I live in - I were born into it, I am familiar with it, I make decisions in my life based on it. That doesn't mean I have no right wanting it changed because I'm a product of it.
The only people "pure" enough for your argument are hermits, alone in the woods living off the land and even then you'd argue, I suspect, that they are only able to live off the land because of the EPA so they too benefit from government.
The (federal) government should stick to its duty to provide for the GENERAL welfare of the people and to REGULATE commerce - not create commerce, not pick winners and def not go into business for itself
Quote from: jlmann on January 25, 2017, 02:15:59 PM
Thanks APL. I conceived this thread to bait you into talking about this subject because I knew it would reveal how completely ignorant, incorrect and hypocritical you are on the topic, and expected you'd cower on to start another riveting thread once you realized you were in a bit over your head.
Given the vagaries of modern life being able to see something so quickly and clearly come to fruition was a rare joy.
Glad to have you back.
#1. I'm not telling you which bank we went through but our loan will ultimately be service by US Bank who is the only bank that is authorized, by the government, to service HHF-DPA loans.
#2. a. first house was in san marco and was missing HVAC which wasn't a $$$ problem at that time for us but the septic wasn't to code. the mortgage broker required my S/O to provide proof she had transferred work to JAX which was the start of her living in a hotel and working in Jax. then the deal fell through on account of the septic and thus were forced to move forward with buying a house because she was already down here...
b. The second house being HUD meant we had to pay all closing costs and they assumed no responsibility or would fix anything wrong with the house - we won the contract through auction. We put power on for inspections and the HVAC was dead - too old to repair because the government only allows legit HVAC companies to work on units no older than 2 years; we had to replace the whole system which we didn't have in our budget. we looked into buying with the hvac not working but if an appraiser puts it in their report "pending repair", then the unit would have to be replaced before we could close - we couldn't add the cost of the HVAC to the price of the house because of regulations put in place after the housing bubble. We looked into converting from conventional to 203k renovation but then we'd have to follow FHA standards which then would require us to hire a contractor to put a new roof on, remove the sun room which is no longer to code, bring the electric up to code, fix all the soft spots in the floor, etc = $35k (a lot of that work I wanted to do myself but once you go 203k, a licensed contractor and subs have to)
c. the third house, which was my fav, was on the westside but right before inspection the seller admitted they "forgot" to mention knob and tube wiring on the second floor - we couldn't get homeowners insurance because of regulations put in place about 2008. there was also a question about whether the septic was up to code but we converted the loan to 203k renovation and a week before close, the title company found the owner had outstanding liens which meant they had to be satisfied when the house sold - she had no money and we weren't putting in the extra money to cover her. ( we were already paying ALL her closing costs!!!)
d. the fourth house was in westside and because it hadn't sat on the market long enough (180 days) from when the flipper bought it, we couldn't get funded. by this time we were working with a bank and going HHF-DBA because our savings were too low to safely buy a house.
e. fifth house is the one we bought - it took us 4.5 months and was a nightmare. we squeezed into the house with barely enough money to move our stuff out of storage in SC.
btw., there is a JAX regulation that prevents people from giving short term leases (less than 7 months) without a YUGE tax penalty so we weren't able to move into a home here while trying to close - we had to live in a 300ft sq hotel room, with cat and put our possessions in storage in SC.
TO ADL, so basically, most of the houses you lost due to government regulations were due to regulations that actually protected you or that had issues that made it not a good deal? Some of what you said stopped you or you had to do seems not accurate, legally speaking - though you certainly could have been told incorrectly. That JAX law is a state tax law and it is not that bad - you can certainly find short term rentals (apartments) that would have been probably about the same or less than that motel room.
Quote from: strider on January 25, 2017, 04:21:32 PM
TO ADL, so basically, most of the houses you lost due to government regulations were due to regulations that actually protected you or that had issues that made it not a good deal? Some of what you said stopped you or you had to do seems not accurate, legally speaking - though you certainly could have been told incorrectly. That JAX law is a state tax law and it is not that bad - you can certainly find short term rentals (apartments) that would have been probably about the same or less than that motel room.
How were those regulations protecting me? I'm able to do all the work needed to bring them up to date myself - there still are some real men who are self sufficient in the world. What the government does is create update standards that force the price of houses UP, which benefits them because it increases revenues and home prices, which doesn't benefit me the person paying for it all.
I don't know why that house was owned by HUD - the owner was deceased and they certainly didn't build it as it's older than the HUD agency itself. And the deal itself was amazing - for the price we went under contract with, we had at least ~$70k in equity due to its location (Clifton) and size - it was just a little run down from the previous owner who the neighbors said suffered depression. 5454 Grove Ave, 32211 - nothing I didn't feel comfortable fixing myself.
I were told the hotel tax thing was a Jax thing but ok, so the state of FL made it practically impossible to find something short term to affordably rent - trust me, after the first month in a hotel (and still paying for our condo in SC) we tried hard because we had no clue how long it was going to take to find a house and close.
Quote from: jlmann on January 25, 2017, 04:48:35 PM
QuoteThat JAX law is a state tax law and it is not that bad - you can certainly find short term rentals (apartments) that would have been probably about the same or less than that motel room.
Exactly. I'd bet good money the reason landlords told him about the YUGE tax was because they ran a credit check and APL is unemployed.
Damn government!!
are you even a real human being because you don't sound like one ... our credit is fine. my not having an employer is not a problem - we couldn't find any short term rentals that were "affordable" - they were available but really expensive and unlike libs that have no concept of the value of money, we weren't interested in pissing our money away on a "hope". after experiencing sure things falling through at the last minute, we had no clue if we were going to be able to buy a house even though we were doing everything right.
by June, my S/O was talking about just signing a lease but thankfully I talked into staying the course. I knew with Trump in office, the rates would skyrocket because the fed works for the NWO, not the American citizen. Looks like I'm being proven right..
Quote from: jlmann on January 25, 2017, 07:33:00 PM
I don't piss away money on hope. I'm gainfully employed and I invest my capital. I'm what you might call a job creator I suppose.
Rates have gone up but certainly haven't skyrocketed. The reason they've gone up is that Janet yellen raised rates in December. A decision that was well known prior to trumps election. They've continued to rise because the fed is expected to raise rates 3ish times this year a decision on which trump had no impact.
The only trump effect on rates has been caused by the market believing trump may cause inflation by spending a bunch of money without corresponding cuts. Huh counter cyclical spending. I've heard that somewhere before. Oh yeah that Keynes guy who you and your boys hate, but has been proven correct.
Read something besides breitbart. And realize your budget issues are because the world is leaving you behind. Go update your IT skills at community college and get to work and quit lecturing people on things you know nothing of and don't start a podcast or whatever. And definitely don't insult my humanity when I'm making a punching bag of a guy who literally suggests 'gay camps' as a real solution. You'll incite no remorse here
funding gay rights wine nights isn't job creation nor investing ... and I would be very curious to know what it is exactly you do, if anything at all. am willing to bet you have soft hands and like to peel some off the top when you move money from one person's account to another.
But yeaaaaaaah ... world is leaving me behind - never heard that before. Says the person who thought their candidate was a "lock" because there just aren't enough of ppl like me left in the country. and she even CHEATED and lost ... whaaaaaa
Don't believe everything those lib groups tell you on campus. I used to work for a PIRG in my younger years managing starry eyed students from BU, Harvard and MIT begging for donations door to door for liberal causes and the "guests" they would invite in to speak used to talk some crazy shiz like periodontal disease was a made up thing to make money or AIDS was created by the government to wipe out blacks and gays and they had a secret cure but wanted people to pay for experimental drugs instead.
Whaaaaaaa!!!!
Quote from: aldermanparklover on January 25, 2017, 09:06:40 PM
funding gay rights wine nights isn't job creation nor investing ... and I would be very curious to know what it is exactly you do, if anything at all. am willing to bet you have soft hands and like to peel some off the top when you move money from one person's account to another.
But yeaaaaaaah ... world is leaving me behind - never heard that before. Says the person who thought their candidate was a "lock" because there just aren't enough of ppl like me left in the country. and she even CHEATED and lost ... whaaaaaa
Don't believe everything those lib groups tell you on campus. I used to work for a PIRG in my younger years managing starry eyed students from BU, Harvard and MIT begging for donations door to door for liberal causes and the "guests" they would invite in to speak used to talk some crazy shiz like periodontal disease was a made up thing to make money or AIDS was created by the government to wipe out blacks and gays and they had a secret cure but wanted people to pay for experimental drugs instead.
Whaaaaaaa!!!!
Pre 90s but hey... no one's perfect.
https://www.youtube.com/v/NBv6AsoCfLI?
Quote from: aldermanparklover on January 25, 2017, 05:33:25 PM
Quote from: strider on January 25, 2017, 04:21:32 PM
TO ADL, so basically, most of the houses you lost due to government regulations were due to regulations that actually protected you or that had issues that made it not a good deal? Some of what you said stopped you or you had to do seems not accurate, legally speaking - though you certainly could have been told incorrectly. That JAX law is a state tax law and it is not that bad - you can certainly find short term rentals (apartments) that would have been probably about the same or less than that motel room.
How were those regulations protecting me? I'm able to do all the work needed to bring them up to date myself - there still are some real men who are self sufficient in the world. What the government does is create update standards that force the price of houses UP, which benefits them because it increases revenues and home prices, which doesn't benefit me the person paying for it all.
I don't know why that house was owned by HUD - the owner was deceased and they certainly didn't build it as it's older than the HUD agency itself. And the deal itself was amazing - for the price we went under contract with, we had at least ~$70k in equity due to its location (Clifton) and size - it was just a little run down from the previous owner who the neighbors said suffered depression. 5454 Grove Ave, 32211 - nothing I didn't feel comfortable fixing myself.
I were told the hotel tax thing was a Jax thing but ok, so the state of FL made it practically impossible to find something short term to affordably rent - trust me, after the first month in a hotel (and still paying for our condo in SC) we tried hard because we had no clue how long it was going to take to find a house and close.
As a contractor, I have seen too often the results of the do it yourself-er on many houses. There is a reason people are licensed and insured to do that work. Some homeowners are actually better at some things than the average contractor but very few are better at everything needed. So, to protector YOU, the home buyer, they restrict what you can do to the house yourself. Real men, by the way, know and admit their limitations and use the pro's when truly needed and do so without complaint. But whatever.
The fact that you failed to purchase the house in questions tells me you truly did not qualify for some reason. The addition work required took it above your limits perhaps?
Please remember that the motel you stayed at pays the same taxes a short term rental would be required to pay. It appears the issue was your personal budget or perhaps financial frugality that stopped you, not the tax.
After all the Pro-Trump, anti liberal propaganda you have been spouting, I'm surprised that you did not recognize the additional regulations in the constrcutio0n industry were geared towards big business rather than the small homeowner and that they help keep American Jobs. :)
Looks like that Clifton house is on the market, slightly more than it was before.http://www.zillow.com/homedetails/5454-Grove-Ave-Jacksonville-FL-32211/44530892_zpid/
(http://www.zillow.com/homedetails/5454-Grove-Ave-Jacksonville-FL-32211/44530892_zpid/)
Aren't the palm trees planted a bit too close to the pool ?
Quote from: jlmann on January 25, 2017, 10:40:11 PM
Quotefunding gay rights wine nights isn't job creation nor investing ... and I would be very curious to know what it is exactly you do, if anything at all. am willing to bet you have soft hands and like to peel some off the top when you move money from one person's account to another.
Aw youre cute. No student here. As you said earlier some men are still self sufficient and can do things themselves. I've used that skill set to accumulate enough rental property to where I pay the tax collector 16-17k/yr in property taxes, not counting my primary.
I financed that with other endeavors enabled by the fact that I have a valuable set of skills and an education. Im one of the people who pays for your healthcare and your subsidized loan.
And for the record straight fella here, but my gay friends are by far the most fun. A gay rights wine night? Great idea! I'll dm you
LOL - so you are one of those rich people making money on the backs of the poor by overcharging them on rent. Congrats. Also, you didn't build that rental empire so stop taking credit for it. The village built your wealth. I assume you write off the expenses related to your rental empire but then tell people you are for the rich paying their fair share. Hypocrite much?
See how this game works?
Quote from: jlmann on January 26, 2017, 09:29:42 AM
actually most of my rentals are well below market rent for their area and I haven't jacked up rent because for the most part I have good tenants who pay on time. absolutely none are above market rent. but nice totally false assumption. your "fat cat" rage is so 2008.
Bu yes I do write off my expenses and depreciate assets. I also pay my taxes and don't bitch about it. That's the difference, and why I'm not hypocritical at all.
its not my fault people today are trapped being renters- the reason is everyone spends every other dime they make consuming goods the internet has convinced them they need and eating out every meal.
if a mortgage is about the same as rent, cut some expenses, get to saving and buy a house like people used to.
If blaming the poor person for being poor helps you sleep at night... All I know is you are rich and have poor renters. Don't know how people get rich off poor people without exploiting them but I guess you found a way. I imagine it has to be hard to afford a house as a poor person when rental moguls are buying up all the available housing stock and then charging neighborhood residents enough to cover the mortgage and profit.
Quote from: Kerry on January 26, 2017, 09:41:04 AM
Quote from: jlmann on January 26, 2017, 09:29:42 AM
actually most of my rentals are well below market rent for their area and I haven't jacked up rent because for the most part I have good tenants who pay on time. absolutely none are above market rent. but nice totally false assumption. your "fat cat" rage is so 2008.
Bu yes I do write off my expenses and depreciate assets. I also pay my taxes and don't bitch about it. That's the difference, and why I'm not hypocritical at all.
its not my fault people today are trapped being renters- the reason is everyone spends every other dime they make consuming goods the internet has convinced them they need and eating out every meal.
if a mortgage is about the same as rent, cut some expenses, get to saving and buy a house like people used to.
If blaming the poor person for being poor helps you sleep at night... All I know is you are rich and have poor renters. Don't know how people get rich off poor people without exploiting them but I guess you found a way. I imagine it has to be hard to afford a house as a poor person when rental moguls are buying up all the available housing stock and then charging neighborhood residents enough to cover the mortgage and profit.
So jlMann should give his tenants free rent? What the hell is your point?
You understand that "Income" on a rental only occurs IF and WHEN the revenue exceeds the expenses (taxes, insurance, repairs,etc.)? To the degree that a profit is made, it is taxed as regular income.
Quote from: Kerry on January 26, 2017, 09:21:25 AM
Quote from: jlmann on January 25, 2017, 10:40:11 PM
Quotefunding gay rights wine nights isn't job creation nor investing ... and I would be very curious to know what it is exactly you do, if anything at all. am willing to bet you have soft hands and like to peel some off the top when you move money from one person's account to another.
Aw youre cute. No student here. As you said earlier some men are still self sufficient and can do things themselves. I've used that skill set to accumulate enough rental property to where I pay the tax collector 16-17k/yr in property taxes, not counting my primary.
I financed that with other endeavors enabled by the fact that I have a valuable set of skills and an education. Im one of the people who pays for your healthcare and your subsidized loan.
And for the record straight fella here, but my gay friends are by far the most fun. A gay rights wine night? Great idea! I'll dm you
I assume you write off the expenses related to your rental empire but then tell people you are for the rich paying their fair share. Hypocrite much?
See how this game works?
What's wrong with that ? Should he pay taxes on his business-related expenses ?
This is how business / taxes work. Now if jlmann created subsidiaries in Ireland and the Bahamas and stashed his money in offshore accounts this would be something entirely different.
Or am I missing something here ?
How is this different from itemized deductions on your income tax ?
Quote from: Kerry on January 26, 2017, 09:41:04 AM
Quote from: jlmann on January 26, 2017, 09:29:42 AM
actually most of my rentals are well below market rent for their area and I haven't jacked up rent because for the most part I have good tenants who pay on time. absolutely none are above market rent. but nice totally false assumption. your "fat cat" rage is so 2008.
Bu yes I do write off my expenses and depreciate assets. I also pay my taxes and don't bitch about it. That's the difference, and why I'm not hypocritical at all.
its not my fault people today are trapped being renters- the reason is everyone spends every other dime they make consuming goods the internet has convinced them they need and eating out every meal.
if a mortgage is about the same as rent, cut some expenses, get to saving and buy a house like people used to.
If blaming the poor person for being poor helps you sleep at night... All I know is you are rich and have poor renters. Don't know how people get rich off poor people without exploiting them but I guess you found a way. I imagine it has to be hard to afford a house as a poor person when rental moguls are buying up all the available housing stock and then charging neighborhood residents enough to cover the mortgage and profit.
There are trade offs between owning and renting, usually freedom (don't like it where you are living ? Look for another rental and then cancel the lease - not so easy when you own the property) and risk (if you rent and the area where you live goes downhill, you move, plus you do not need to worry about repairs and such).
So yes, when owning rental properties you do need to make a profit because you also face risks as with pretty much any business.
Quote from: strider on January 26, 2017, 08:53:11 AM
Quote from: aldermanparklover on January 25, 2017, 05:33:25 PM
Quote from: strider on January 25, 2017, 04:21:32 PM
TO ADL, so basically, most of the houses you lost due to government regulations were due to regulations that actually protected you or that had issues that made it not a good deal? Some of what you said stopped you or you had to do seems not accurate, legally speaking - though you certainly could have been told incorrectly. That JAX law is a state tax law and it is not that bad - you can certainly find short term rentals (apartments) that would have been probably about the same or less than that motel room.
How were those regulations protecting me? I'm able to do all the work needed to bring them up to date myself - there still are some real men who are self sufficient in the world. What the government does is create update standards that force the price of houses UP, which benefits them because it increases revenues and home prices, which doesn't benefit me the person paying for it all.
I don't know why that house was owned by HUD - the owner was deceased and they certainly didn't build it as it's older than the HUD agency itself. And the deal itself was amazing - for the price we went under contract with, we had at least ~$70k in equity due to its location (Clifton) and size - it was just a little run down from the previous owner who the neighbors said suffered depression. 5454 Grove Ave, 32211 - nothing I didn't feel comfortable fixing myself.
I were told the hotel tax thing was a Jax thing but ok, so the state of FL made it practically impossible to find something short term to affordably rent - trust me, after the first month in a hotel (and still paying for our condo in SC) we tried hard because we had no clue how long it was going to take to find a house and close.
As a contractor, I have seen too often the results of the do it yourself-er on many houses. There is a reason people are licensed and insured to do that work. Some homeowners are actually better at some things than the average contractor but very few are better at everything needed. So, to protector YOU, the home buyer, they restrict what you can do to the house yourself. Real men, by the way, know and admit their limitations and use the pro's when truly needed and do so without complaint. But whatever.
The fact that you failed to purchase the house in questions tells me you truly did not qualify for some reason. The addition work required took it above your limits perhaps?
Please remember that the motel you stayed at pays the same taxes a short term rental would be required to pay. It appears the issue was your personal budget or perhaps financial frugality that stopped you, not the tax.
After all the Pro-Trump, anti liberal propaganda you have been spouting, I'm surprised that you did not recognize the additional regulations in the constrcutio0n industry were geared towards big business rather than the small homeowner and that they help keep American Jobs. :)
I'm frugal and value oriented first, then budget minded, then hopeful. When I look at buying things on Craigslist, I factor in gas $$$ and mileage of my vehicles into the overall cost before I decide to buy - That's how cheap I am.
There weren't any houses we saw that I wouldn't have been able to fix and I'm not so proud where I don't ask for help or pay a professional for their advice if I'm outside my area of expertise. I like things done the RIGHT way.
In fact, the house we bought I've already had to fix what the house flippers we bought the house from did wrong. Having a license and liability insurance does not an expert make ... what kills me is they were all ignorant mistakes, shortcuts, or "swept under the rug" - and don't even get me started on the new HVAC they "threw" in. You want to turn an burn and make a fast buck, fine. But at least put some thought into what you're doing. THANKFULLY we didn't get a home inspection on this house because I didn't want any reasons for the deal to fall through. (appraisers and inspectors are two different animals)
And I understand completely what you are saying about unskilled people doing terrible work and causing problems, especially in a tightly packed city. My incorrect wiring of a hot water heater could result in a house fire that destroys my neighbor's houses.
I also understand what you're saying about regulations = revenue >:( >:( - which is part of my overall / ideological complaint - to the government I should be a citizen, not someone elses cash engine. But some requirements are important because we don't live in a vacuum.
For instance I called JEA about service panel upgrade ordinances - have to hire an electrician to go from the meter to the panel. Called electrical companies for quotes - $2,100 min to do the job, includes the cost of the permits, panel, wire and the now required outside disconnect. (which I prefer) - For my house, that's going to be a 2-3 hour, 1 person job MAX. Sour grapes for me because I can do that kind of work but even I understand the city's need to make sure work like this is done safely and to code (even if I don't understand the price ...)
Quote from: Kerry on January 26, 2017, 09:21:25 AM
Quote from: jlmann on January 25, 2017, 10:40:11 PM
Quotefunding gay rights wine nights isn't job creation nor investing ... and I would be very curious to know what it is exactly you do, if anything at all. am willing to bet you have soft hands and like to peel some off the top when you move money from one person's account to another.
Aw youre cute. No student here. As you said earlier some men are still self sufficient and can do things themselves. I've used that skill set to accumulate enough rental property to where I pay the tax collector 16-17k/yr in property taxes, not counting my primary.
I financed that with other endeavors enabled by the fact that I have a valuable set of skills and an education. Im one of the people who pays for your healthcare and your subsidized loan.
And for the record straight fella here, but my gay friends are by far the most fun. A gay rights wine night? Great idea! I'll dm you
LOL - so you are one of those rich people making money on the backs of the poor by overcharging them on rent. Congrats. Also, you didn't build that rental empire so stop taking credit for it. The village built your wealth. I assume you write off the expenses related to your rental empire but then tell people you are for the rich paying their fair share. Hypocrite much?
See how this game works?
BWUAHAHAHAHAHAHAHA ;D ;D ;D - you made my day
Quote from: jlmann on January 26, 2017, 02:04:32 PM
QuoteBWUAHAHAHAHAHAHAHA ;D ;D ;D - you made my day
my god can you not read. I thoroughly debunked every dumbass thing Kerry said.
Go away. youre not funny. youre unoriginal. youre not informed. youre not intelligent. you cant tell fact from fiction. you make lliterally zero sense and no one here likes you. Not only do they not like you. they also wish you would leave.
youre just a true and absolute moron in every sense of the word. don't give a rip if its against forum protocol. I take pleasure in knowing your sad, delusional anger and low status in life will persist for decades to come, if not get worse. The manner in which your 'brain' processes stimuli assures me of this. piss off
That was really mean :(
Quote from: jlmann on January 26, 2017, 02:04:32 PM
QuoteBWUAHAHAHAHAHAHAHA ;D ;D ;D - you made my day
my god can you not read. I thoroughly debunked every dumbass thing Kerry said.
Go away. youre not funny. youre unoriginal. youre not informed. youre not intelligent. you cant tell fact from fiction. you make lliterally zero sense and no one here likes you. Not only do they not like you. they also wish you would leave.
youre just a true and absolute moron in every sense of the word. don't give a rip if its against forum protocol. I take pleasure in knowing your sad, delusional anger and low status in life will persist for decades to come, if not get worse. The manner in which your 'brain' processes stimuli assures me of this. piss off
and there we have the difference between you and me - I am a good person whereazz you are a tyrant and when your delicate world views are challenged, when the truth collapses around you, you disintegrate in a ball of hate and vitriol.
aside from earning a living as a land baron, do you actually produce anything useful to society?
Quote from: Adam White on January 26, 2017, 03:34:36 PM
Quote from: jlmann on January 26, 2017, 02:04:32 PM
QuoteBWUAHAHAHAHAHAHAHA ;D ;D ;D - you made my day
my god can you not read. I thoroughly debunked every dumbass thing Kerry said.
Go away. youre not funny. youre unoriginal. youre not informed. youre not intelligent. you cant tell fact from fiction. you make lliterally zero sense and no one here likes you. Not only do they not like you. they also wish you would leave.
youre just a true and absolute moron in every sense of the word. don't give a rip if its against forum protocol. I take pleasure in knowing your sad, delusional anger and low status in life will persist for decades to come, if not get worse. The manner in which your 'brain' processes stimuli assures me of this. piss off
That was really mean :(
most zealots are wicked, nasty people - they are weak because they are concealing doubt
Quoteyou disintegrate in a ball of hate and vitriol.
Pot meet kettle.
Quote from: vicupstate on January 26, 2017, 07:43:10 PM
Quoteyou disintegrate in a ball of hate and vitriol.
Pot meet kettle.
why don't you go through my posts and find where I had a laughable meltdown of hate like that, which you can then put as a quote here. and while you're at it, go to page one of this thread - it was created by jlmann specifically as an excuse to (try to) humiliate me.
he's a hateful dude, unlike myself.
APL is certainly painting an interesting picture of himself here: An unemployed aspiring podcaster, who failed in business and relies on government assistance, who appears to be making no effort to find a job other than building a "recording studio" (though his wife works), who devotes his time to trolling a forum 25 times a day, and who thinks all his problems are other peoples' fault.
Quote from: Tacachale on January 26, 2017, 08:35:01 PM
...though his wife works...
This is still open to interpretation.
He's used the word 'wife' once, only a few posts after using 'fiancee'. Of late he's been referring to her as 'S/O'.
I'm wondering if she reads MJ also and put a stop to the 'wife' talk? If I were a betting man, I'd say that the 'wife' talk is completely off the table until maybe there's some ad revenue coming in from the what's sure to be an outstanding home-studio podcast. I mean, someone can only support their family in their last option home on one income for so long before deciding to cut-bait and find a real conservative that doesn't rely on the government to support his family for him.
For those wondering what my posts were about you need to read this whole thread and understand why jlmann started this entire topic and what he was trying to accomplish. I simply did to him what he was trying to do to someone else, and as easily predicted, he erupted into a diatribe of hate. The sad part is, I only needed to use a few key words/phrases from his own playbook in two comments to accomplish it. It is called demonstrating absurdity by being absurd.
I would say it was like shooting fish in a barrel, but the Mythbusters proved how hard that actually is. This was easy.
Quote from: Kerry on January 27, 2017, 08:48:00 AM
For those wondering what my posts were about you need to read this whole thread and understand why jlmann started this entire topic and what he was trying to accomplish. I simply did to him what he was trying to do to someone else, and as easily predicted, he erupted into a diatribe of hate. The sad part is, I only needed to use a few key words/phrases from his own playbook in two comments to accomplish it. It is called demonstrating absurdity by being absurd.
I would say it was like shooting fish in a barrel, but the Mythbusters proved how hard that actually is. This was easy.
We all got the attempt at absurdity, the thing is the absurdity is on your side.
I don't see the equivalence between needing and using a government-backed loan in order to buy a home for yourself,and an investor declaring perfectly legal and legitimate expenses against income from rental property. Especially when the FHA person is adamantly opposed to any government involvement in ANYTHING, and the latter person is not so aggrieved.
THAT was my point.
^^ The threat is very real and a lot more urgent than being 1 or 2 generations away. The post-truth/alternative facts era has the potential to do serious harm to our country and our way of life and in a relatively short time.
Quote from: Kerry on January 27, 2017, 08:48:00 AM
For those wondering what my posts were about you need to read this whole thread and understand why jlmann started this entire topic and what he was trying to accomplish. I simply did to him what he was trying to do to someone else, and as easily predicted, he erupted into a diatribe of hate. The sad part is, I only needed to use a few key words/phrases from his own playbook in two comments to accomplish it. It is called demonstrating absurdity by being absurd.
I would say it was like shooting fish in a barrel, but the Mythbusters proved how hard that actually is. This was easy.
The crazed, silly little MJ stalins won't appreciate what you did nor how easily you did it unfortunately... I have some experience with mentally unhinged people and reason always escapes them - it is a language they literally do not understand.
Quote from: aldermanparklover on January 27, 2017, 12:47:09 PM
Quote from: Kerry on January 27, 2017, 08:48:00 AM
For those wondering what my posts were about you need to read this whole thread and understand why jlmann started this entire topic and what he was trying to accomplish. I simply did to him what he was trying to do to someone else, and as easily predicted, he erupted into a diatribe of hate. The sad part is, I only needed to use a few key words/phrases from his own playbook in two comments to accomplish it. It is called demonstrating absurdity by being absurd.
I would say it was like shooting fish in a barrel, but the Mythbusters proved how hard that actually is. This was easy.
The crazed, silly little MJ stalins won't appreciate what you did nor how easily you did it unfortunately... I have some experience with mentally unhinged people and reason always escapes them - it is a language they literally do not understand.
Yeah, Reason is something you get from the edited YouTube videos you use to explain your conspiracy theories.
Quote from: vicupstate on January 27, 2017, 09:57:28 AM
^^ The threat is very real and a lot more urgent than being 1 or 2 generations away. The post-truth/alternative facts era has the potential to do serious harm to our country and our way of life and in a relatively short time.
It's already here. The results will be more apparent with each passing day.
Quote from: Non-RedNeck Westsider on January 26, 2017, 09:20:12 PM
Quote from: Tacachale on January 26, 2017, 08:35:01 PM
...though his wife works...
This is still open to interpretation.
He's used the word 'wife' once, only a few posts after using 'fiancee'. Of late he's been referring to her as 'S/O'.
I'm wondering if she reads MJ also and put a stop to the 'wife' talk? If I were a betting man, I'd say that the 'wife' talk is completely off the table until maybe there's some ad revenue coming in from the what's sure to be an outstanding home-studio podcast. I mean, someone can only support their family in their last option home on one income for so long before deciding to cut-bait and find a real conservative that doesn't rely on the government to support his family for him.
Lol, good point!